Fiji National University

Behavioral Financial Signals and Explainable AI in Credit Risk Assessment: Evidence from Utility Arrears and Gambling Activity

Traditional consumer credit scoring models frequently fail to identify rising default risks in transition economies because they rely almost exclusively on formal macroeconomic indicators and unchanging demographic data. This paper offers a preliminary empirical assessment of dig...

Green technological development and energy transition for climate sustainability in India

This study examines the asymmetric effects of innovation, renewable energy, and technological know-how on greenhouse gas emissions in India over the period 1990–2018. Using annual data from the World Development Indicators, the study employs the nonlinear autoregressive distribut...

Exploring university students’ use and perceptions of ChatGPT in English language learning: a tertiary-level case study

The rapid advancement of Artificial Intelligence (AI) has significantly reshaped educational practices across disciplines, particularly in the domain of English language learning (ELL). Among emerging AI-based tools, ChatGPT has gained considerable attention for its capacity to g...

Woody species diversity, management and its importance in agroforestry practice in North-western Ethiopia

Abstract Agroforestry, integrating crops, trees, and livestock, is an important land-use practice, yet it remains poorly documented in Ethiopia’s Quara district. This study assessed the diversity, management, and importance of woody species in the highlands of Quara. Data were co...