The State Bank of Vietnam

The Impact of CO2 Emissions and Ownership Structure on Green Credit in Commercial Banks: Evidence from an Emerging Market

This study examines the effects of CO2 emissions and ownership structure on green credit across 21 Vietnamese commercial banks over the period 2013–2025. SGMM results indicate that CO2 emissions affect green credit differently across emission sources. Specifically, energy-related...

Is Loan Diversification Always Beneficial? Nonlinear Evidence from Vietnamese Commercial Banks

This study investigates the nonlinear relationship between sectoral loan diversification and credit risk in Vietnamese commercial banks. Using a balanced panel of 14 banks over 2012–2025, comprising 196 bank-year observations, the study measures diversification through a Shannon...

Income Diversification, Credit Risk, and Bank Stability: Evidence from Vietnamese Commercial Banks

This study examines the effects of income diversification on the stability of Vietnamese commercial banks, with particular attention to the roles of credit risk, profitability, and capital adequacy. Using panel data from 406 bank-year observations covering the period 2010–2024, t...