Institution
Sam Ratulangi University
Recent research
- Society & EconomicsOpen access
Design And Development Of A Web-Based Digital Credit Service And Qris Transaction System
The rapid development of financial technology (fintech) has accelerated the adoption of digital payment and digital credit services. However, most digital credit services still rely on cash disbursement mechanisms, making it difficult to control the utilization of borrowed funds....
- Society & EconomicsOpen access
Shifts in international trade policy may change how firms divide cash between shareholders and retention, yet evidence on this link for emerging-market firms remains scarce. This study examines whether trade policy uncertainty (TPU), free cash flow, the investment opportunity set...
- Society & EconomicsOpen access
Regional head elections serve as a vehicle for the public to exercise their right to vote for the best candidates who align with their expectations. Every candidate for regional head and deputy regional head aims to win the election in which they are participating. To succeed in...
- Society & EconomicsOpen access
Supplementary Materials: Written Word Boundaries and Lexical-Semantic Judgments of Indonesian Compounds This supplementary document accompanies a research article submitted to Cogent Arts & Humanities. It provides additional methodological documentation, experimental stimuli, ite...
Construction organisations increasingly adopt sustainable technologies, process controls and formal policies, yet temporary project arrangements can fragment what teams learn. This study examines sustainability knowledge capability (SKC) as an organisational capability associated...
- BiologyOpen access
BACKGROUND: Transcription factors of the MIT/TFE family-mitfa, mitfb, and tfec-play essential roles in specifying pigment cells derived from neural crest cells in vertebrates. In teleosts, which possess multiple pigment cell types, these factors exhibit partially redundant but la...