Gulistan State University

Determinants of Insurance Inclusion in an Emerging Market: A Moderated-Mediation PLS-SEM Analysis of Financial and Insurance Literacy in Uzbekistan

Insurance inclusion remains low across emerging markets; Uzbekistan, with penetration below 1% of GDP, is one example. The main goal of this study is to identify the behavioural determinants of insurance inclusion by testing an integrated moderated-mediation model, grounded in th...

Developing Intercultural Communicative Competence through Case Technology: Pedagogical Potential and Implementation in Foreign Language Education

Intercultural communicative competence has become an essential component of foreign language education, since effective communication in contemporary academic and professional environments requires not only linguistic proficiency but also the ability to interpret cultural differe...

Financial Literacy and Business Performance: Evidence from Rural Female Micro-Entrepreneurs in Khorezm, Uzbekistan

This study examines how distinct dimensions of financial literacy relate to the business performance of rural female micro-entrepreneurs in a transition economy. Drawing on the Resource-Based View, Human Capital Theory, and Entrepreneurial Capability Theory, financial literacy is...

Detective Features in Asimov's Science Fiction Novel "The Robots of Dawn

Isaac Asimov’s “The Robots of Dawn” (1983) blends science fiction with the detective genre, creating a narrative that challenges traditional genre boundaries. As the third novel in the Elijah Baley series, it continues the futuristic detective format established in “The Caves of...

Detective Features in Asimov's Science Fiction Novel "The Robots of Dawn

Isaac Asimov’s “The Robots of Dawn” (1983) blends science fiction with the detective genre, creating a narrative that challenges traditional genre boundaries. As the third novel in the Elijah Baley series, it continues the futuristic detective format established in “The Caves of...