Central University of Gujarat

Digital Transformation in Retail Banking: Fintech's Effect on Service Quality and Customer Satisfaction in Mumbai

Abstract: Introduction The rapid diffusion of financial technology (fintech) has fundamentally reshaped the delivery of retail banking services across urban India, with Mumbai the country's financial capital serving as an early adopter of digital banking innovation. Mobile bankin...

Unraveling the interaction mechanism of sodium cholate with Tetronic ® 1304: correlation of surface properties and thermodynamics

Abstract Understanding the thermodynamics of intermolecular interactions is essential for evaluating the feasibility and stability of mixed micellar systems intended for nanoformulation applications. In the present study, the interaction between the bioamphiphile bile salt sodium...

Dalits, Sankalp Bhoomi and Emergent Public Sphere: Redefining the Future as Present

Heterodox apotheosis occurs in multiple ways, especially when ideas and ideals are subject to singular, theocratic, and neoliberal interpretations. The overwhelming presence of singular norms reinforces the status quo and constructs the mirage of normalcy. This becomes the recurr...