Walaa Magdy Rezk

Financial Technology, Digital Transformation and Higher Education Outcomes: Evidence from Saudi Arabia in Comparative Perspective (2019–2023)

Using comparative data for Saudi Arabia, Singapore, Australia, the United Kingdom, and the United States over 2019–2023, this study examines conditional associations between Financial Technology (FinTech), digital infrastructure, and higher-education outcomes. The empirical unit...

Artificial Intelligence and the Restructuring of Saudi Labor Markets: A Statistical Analysis of Job Displacement and Skill Transformation

Abstract The integration of artificial intelligence into state-led rentier economies presents unique structural challenges, particularly within Saudi Arabia’s Vision 2030 framework. Utilizing a balanced panel dataset of 120 sector-year observations across 10 economic sectors over...