Phil Phillips

Your Insured's AI Agent Caused the Loss: Was It Authorized to Act?

This paper examines a developing insurance problem created by autonomous and semi-autonomous AI agents: when an insured deploys an AI agent that causes a financial, operational, contractual, cyber, or physical loss, who bears responsibility and how should insurers evaluate the re...

Your Insured's AI Agent Caused the Loss: Was It Authorized to Act?

This paper examines a developing insurance problem created by autonomous and semi-autonomous AI agents: when an insured deploys an AI agent that causes a financial, operational, contractual, cyber, or physical loss, who bears responsibility and how should insurers evaluate the re...