Luca Fittabile

Dynamic Amortization Governance Model (DAGM): A Retirement Withdrawal Framework

Working paper and appendix supplement (bundled). Corridor governance over a portfolio-consistent amortization anchor, evaluated on realized paths.

Couple Decumulation under Stochastic Survivorship Transition Timing

Addendum 2 to DAGM — rolling history and a Phase-A timing grid.

Market Volatility and Withdrawal Outcomes: Bootstrap Evidence from 100,000 Paths, with Left-Tail Emphasis

Addendum 1 to DAGM — bootstrap evidence from 100,000 paths per arm, with left-tail emphasis and the cost of a bequest promise.