Author
Fernando Negrini
Recent research
- Society & EconomicsOpen access
Generative Capital: Foundations of AI-Native Personal Finance
The digitization of money has largely solved the problem of moving small amounts of value quickly. It has not solved the problem of allocating capital well. For many prospective investors, entry into financial markets, particularly crypto assets, is impeded by price volatility, c...
- Society & EconomicsOpen access
Conversational AI deployed at population scale has begun to produce documented psychological harm, emotional bonding, affective dependence and behavioural influence on vulnerable users, with legal filings, regulatory complaints and public safety disclosures involving owners or de...