Dostonbek Eshpulatov

Determinants of Insurance Inclusion in an Emerging Market: A Moderated-Mediation PLS-SEM Analysis of Financial and Insurance Literacy in Uzbekistan

Insurance inclusion remains low across emerging markets; Uzbekistan, with penetration below 1% of GDP, is one example. The main goal of this study is to identify the behavioural determinants of insurance inclusion by testing an integrated moderated-mediation model, grounded in th...

Financial Literacy and Business Performance: Evidence from Rural Female Micro-Entrepreneurs in Khorezm, Uzbekistan

This study examines how distinct dimensions of financial literacy relate to the business performance of rural female micro-entrepreneurs in a transition economy. Drawing on the Resource-Based View, Human Capital Theory, and Entrepreneurial Capability Theory, financial literacy is...