Charusheela Nalhe

From Traditional Banking to Digital Payments: Policy Evolution and Transformation of India's Financial System

Abstract India’s banking sector has undergone a profound transformation from a fragmented and fragile system in the colonial and early post-independence period to a technologically advanced and digitally driven financial ecosystem. This paper examines the historical evolution of...

From Traditional Banking to Digital Payments: Policy Evolution and Transformation of India's Financial System

Abstract India’s banking sector has undergone a profound transformation from a fragmented and fragile system in the colonial and early post-independence period to a technologically advanced and digitally driven financial ecosystem. This paper examines the historical evolution of...