Arvind Hans

High Confidence Is Not Decision Maturity: Detecting Premature Financial Decisions Before Evidence Reverses Them

Financial fraud systems are usually judged by how accurately they classify a transaction, yet operational decisions are often made before all relevant evidence is available. A model can therefore be highly confident and still be premature. We develop Financial Decision Maturity (...

Minimum Necessary Intervention: Constraint-Based Adaptive Assistance with Intervention Debt and Recovery-Aware Withdrawal

Artificial intelligence can improve task completion, yet stronger assistance can also reduce opportunities for independent recovery. We present Minimum Necessary Intervention (MNI), a control framework that treats assistance as a graded resource rather than a binary feature. MNI...

Minimum Necessary Intervention: Constraint-Based Adaptive Assistance with Intervention Debt and Recovery-Aware Withdrawal

Artificial intelligence can improve task completion, yet stronger assistance can also reduce opportunities for independent recovery. We present Minimum Necessary Intervention (MNI), a control framework that treats assistance as a graded resource rather than a binary feature. MNI...